A college education can increase the choices and opportunities available to individuals, but high college tuition rates have prompted concerns that a college education may be an unattainable goal for some. To help students finance their education, Congress passed a law that raised the ceiling on the amount students can borrow under the federal Stafford Loan Program. This book examines the extent to which, if any, the Stafford loan limit increases affected tuition, fees and room and board prices at institutions of higher education; and the trends in private student loan borrowing since the loan limits took effect.