This book provides an overview of select elements and considerations of retirement savings and security with a focus on Social Security financing and benefits under current law; eligibility requirements, contribution limits, tax deductibility of contributions, and rules for withdrawing funds from traditional and Roth Individual Retirement accounts (IRAs); 401(k) plans and retirement savings; Federal Employees' Retirement System benefits and financing and the role of the Thrift Savings Plan; and the benefits, risks and regulations of annuities with guaranteed lifetime withdrawals.